New Banking Systen For Future

         When I studied about the backward situation of our minority community, particularly Muslims , I understood that our banking system is the one of the major reason . According to believes of Islam, interest is one of the biggest blame, so it should be avoided for Muslims.. So most of the Muslims don't take loan from Bank even for their study requirement. So we need a alternative banking system including the believes of all community
When I think a new alternatives of our banking system, i heard about Islamic banking. I read about Islamic banking , now i am sure it is the banking system for future. In this there is no interest, so all of them can to take money without interest. So it is very helpful to all persons.In this days bank gives loan for huge interest. So poor peoples can not to pay this huge interest. It is the major reason for increasing suicide in India.
So Islamic banking is the best alternative to our banking system. It not contain interest. It is based on the profit and lost system. The profit and lost are equally shared.So every people can to use it positively and this way we can to improve the development of our country.

Working OF Islamic Banking:

      It is based on the profit/lost system. The profit and lost are equally shared.Bank can to increase their profit through trading. For example, if you want to buy a bike, you give details to the bank, then bank first it bought it and sold to you .You can to pay the money step by steps. No interest in it. Only like trading
        If you deposit some money in interest less banking system, bank start some business by using it, if there is profit a share should give to the depositor, IF the business is in not profit, the share holder causes some lost.
        I am sure Islamic banking is the best banking system for future. Lot of countries like USA, England,Saudi Arabia etc now accepted this system. And in this countries lot of interest less banks are now start and going in with good profit.
       In India there is some problem to start Islamic banking because our written banking system and some Hindu groups like sivasena and sangaparivar. This religion groups always against all development that bring by Christians or Muslims group without looking which is false or true. It is a big problem  for the development of India.But I am sure  that they will agree "Islamic Banking" by changing its name like "Interest less bank" or other name that not related with Islam. If they hear the term "Islam" this anti development groups says it for helping terrorist.
    We should need to change my present banking system for developing of our country without ignoring minorities.When we change our banking system ,we get many deposits from outside of the country also,particularly Gulf countries.So please remove the unwanted doubt and help for the development of our country with including all communities